BUSINESS INSURANCE - Types of Coverages

What coverages do you need?
Do you have adequate insurance to cover your business from loss due to crime, fire, flood, equipment failure, injury or the death of a key employee?. As a business owner, you need to choose the coverage that matches your needs.

Consider Farmers Business Insurance coverage for the following:

• Buildings - including improvements you have made.
• Business continuation - death of an owner, partner or key stockholder
• Contents - personal property, stock and equipment.
• Crime - loss of money and securities through theft, burglary and robbery; employee dishonesty; forgery and alterations.
• Equipment Breakdown - air conditioning, refrigeration, electrical and mechanical equipment.
• Computers - hardware, software, media and reproduction costs.
• Business Liability - premises, operations, products and completed operations.
• Personal Injury - libel, slander, defamation of character, wrongful eviction and invasion of privacy.
• Accounts Receivable - including a debt owed to an enterprise, arising out of the normal course of business dealings.
• Workers' compensation—life and health insurance coverage for employees while they are on the job.
• Loss of earnings or rents
• Valuable papers
• Glass
• Signs
• Medical payments
• Business auto
• Umbrella liability
• Employer-sponsored pensions